VSA Disclaimer

Participation in VSA does not guarantee:

• Funding
• Financing
• Credit approval
• A loan or financial product
• Admission to a pilot
• Partner matching
• Business services
• Introductions to financial institutions or partners
• Any particular business result

Submitting a profile, completing onboarding, receiving a status update, or communicating with VSA does not create a right to funding, approval, matching, or services.

VSA is not currently acting as:

• A bank
• A credit union
• A lender
• A loan broker
• A credit-repair organization
• An investment adviser
• A financial adviser
• An insurance provider
• A government agency

VSA does not currently process financial transactions, provide loans, perform underwriting, approve or deny credit, or make lending decisions.

Financial institutions, lenders, business-support partners, service providers, and other third parties make their own independent decisions.

VSA does not control or guarantee:

• Eligibility requirements
• Approval standards
• Interest rates
• Fees
• Terms
• Product availability
• Partner participation
• Processing times
• Third-party decisions or outcomes

Information available through the VSA portal is not:

• Legal advice
• Tax advice
• Accounting advice
• Investment advice
• Credit advice
• Financial advice
• Regulatory advice

Users should consult qualified professionals regarding their individual business, financial, legal, tax, accounting, or regulatory circumstances.

VSA attempts to provide useful and accurate information but does not guarantee that all portal content, third-party information, educational material, or user-submitted information is complete, current, error-free, or suitable for a particular purpose.

Users are responsible for reviewing and verifying information before relying on it.

Users are responsible for the accuracy, legality, and completeness of information submitted through the portal.

VSA may review registrations for administrative purposes but does not independently verify every statement made by a user, business, financial institution, or partner.

The pre-launch portal is not designed to collect highly sensitive identity or financial information.

Users must not submit:

• Social Security numbers
• Bank account information
• Payment-card information
• Tax returns
• Bank statements
• Government-issued identification
• Full EIN documents
• Credit reports
• Loan applications
• Authentication passwords
• Sensitive financial documents
• Confidential customer information

The portal may include links to or integrations with third-party websites, platforms, service providers, financial institutions, or partners.

VSA does not control and is not responsible for third-party:

• Content
• Products
• Services
• Security
• Privacy practices
• Availability
• Fees
• Decisions
• Representations
• Actions or omissions

Users should independently review third-party terms, policies, qualifications, and services.

The VSA portal is under development and may be changed, suspended, restricted, interrupted, or discontinued.

VSA does not guarantee that the portal will be continuously available, completely secure, error-free, or free from technical issues.

VSA does not guarantee increased revenue, business growth, financial improvement, customer acquisition, investment, profitability, operational success, or any other business result.

Business results depend on many factors outside VSA's control.

To the fullest extent permitted by law, VSA and its owners, officers, employees, contractors, affiliates, and service providers are not responsible for losses, damages, costs, decisions, denials, delays, fees, security practices, products, services, or outcomes arising from:

• Use of or inability to use the portal
• Reliance on portal information
• User-submitted information
• Third-party services or decisions
• Financial institution or partner actions
• Unauthorized use of an account
• Events outside VSA's reasonable control

The VSA portal is a pre-launch platform.

Features, requirements, eligibility criteria, pilot opportunities, pricing, services, partnerships, and platform functionality may change before or after public launch.

VSA Campus Business Founders is a free pre-launch business-readiness pathway for eligible student entrepreneurs. It is not a financial-aid, scholarship, student-loan, tuition-assistance, grant-award, or investment program.

VSA does not guarantee:

• Grants
• Scholarships
• Investment
• Startup funding
• Loans
• Credit approval
• Mentoring
• Pitch-event admission
• Incubator admission
• Introductions
• Partner matching
• Business success
• Any specific outcome

Any future colleges, investors, financial institutions, mentors, incubators, sponsors, or partners will make their own independent decisions. VSA does not control or influence those decisions.

Readiness tools, educational materials, statuses, badges, and profile completion indicators are provided for self-assessment and informational purposes only. They are not endorsements, financial approvals, investment recommendations, or guarantees of business viability or future funding eligibility.

Questions about this Disclaimer may be sent to:

VSA — Verified SMB Access

Email: info@verifiedsmbaccess.com